EOBI + NSS Retirement Income Planner
Project your EOBI pension under the 2026 rules (min Rs 11,500/mo) plus your National Savings corpus — your complete retirement income picture.
Your Details
Frequently Asked Questions
How is EOBI pension calculated?
(Average monthly wage × years of insured service) ÷ 50 — each year adds 2% of your wage. If the formula gives less than Rs 11,500, you get the Rs 11,500 minimum (2026 rules).
Who qualifies for EOBI pension?
Registered private-sector workers with 15+ years of contributions (14.5 accepted after the 2026 court ruling), retiring at 60 (men) or 55 (women).
How does the NSS part work?
Your monthly investment compounds at the NSS rate until retirement, forming a lump sum. The planner converts it to sustainable monthly income at the same rate.
Is Rs 11,500 enough?
Honestly, no — which is exactly why this planner pairs EOBI with your own NSS savings. The stacked chart shows how much of your income you control yourself.