TimelyUps · Trading Tools

Dividend Income Calculator

See exactly how much dividend income your PSX portfolio generates — after withholding tax. Plan your passive income with monthly & annual projections.

Your Holdings

Number of Shares

Dividend per Share — Annual (Rs)

Dividend Payouts per Year

Taxpayer Status

Your Dividend Income

Gross Annual Dividend

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Withholding Tax

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Net Annual Income

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Net Monthly Income

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Net per Payout

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Effective Yield*

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*Effective yield shown vs an illustrative share price — enter your average buy price below for accuracy (optional).

Avg Buy Price per Share (Rs) — optional

Dividend Withholding Tax (Section 150)

Shareholder	WHT Rate	On Rs 100,000 Dividend
Filer (ATL)	15%	Rs 15,000 tax → Rs 85,000 net
Non-Filer	30%	Rs 30,000 tax → Rs 70,000 net

Dividend WHT is a final tax for individuals — no further calculation needed on your return beyond reporting. Bonus shares & stock splits are generally not taxed at issuance.

Frequently Asked Questions

How is dividend tax deducted?

The company deducts WHT at source through NCCPL before the dividend reaches your account. Your dividend voucher shows the exact rate applied.

What’s the difference between filer and non-filer dividend tax?

Filers pay 15% WHT; non-filers pay 30% — double. On Rs 200,000 annual dividends, a filer keeps Rs 170,000 while a non-filer keeps only Rs 140,000.

Are dividends from mutual funds taxed differently?

Yes — dividends from mutual funds’ debt portion can attract 25% (filer) / 50% (non-filer). Check your fund’s distribution voucher.

Can I reduce dividend tax?

The only reliable way is becoming a filer (register on FBR IRIS and file annually). That single move halves your dividend WHT from 30% to 15%.

Disclaimer: WHT rates per Income Tax Ordinance 2001 (Section 150) as of October 2026. Rates change via Finance Acts; verify on fbr.gov.pk. This calculator is for informational purposes only, not financial advice.